Our Products

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Empowering Financial Institutions with Data-Driven Solutions

Our Products

Scetru's intelligent decision platform revolutionizes smart loans and credit management for financial institutions. Our solutions enhance financial decision-making, accelerate processing times, and empower users to save money, increase profits, and make secure, timely investments.

Current Offering

Lens

Revolutionize Loan Recommendations

Lens is an AI-powered solution designed to provide personalized loan offers to customers. It analyses customer-specific attributes to deliver tailored recommendations

Key Features:

  • AI-driven loan recommendations.
  • Faster loan approval processes.
  • Seamless integration with existing systems.




    • Proactive Lens

    Engage Customers with Personalized Loan Offers

    Proactive Lens is the ultimate tool for targeted marketing. It helps financial instituons create data-driven, personalized loan campaigns to engage customers, improve conversions, and boost customer retention.

    Key Features:

  • AI-powered customer segmentation.
  • Targeted loan offer campaigns.
  • Campaign performance analytics.


    • Lens Insights API

    Unlock Aggregate Customer Insights

    The Lens Insights API provides financial institutions with aggregated customer data using BVNbased analysis. This holistic credit report-like tool enables better financial decision-making and deeper customer understanding.

    Key Features:

  • BVN-powered aggregated data analysis.
  • Real-me insights for credit risk and customer profiling.
  • Seamless API integration for real-time access.

    • Revolutionize Payment Fraud Prevention

    FraudSentinel

    FraudSentinel is an AI-powered solution designed to detect and prevent suspicious payment transactions. It analyzes real-time transaction data to pinpoint potential fraud, empowering businesses to block or decline risky payments before they impact your bottom line.

    Key Features:

  • AI-Driven Fraud Detection: Leverage advanced machine learning to accurately flag high-risk transactions.
  • Real-Time Analysis: Monitor and assess payments as they occur, enabling instant decision-making..
  • Seamless integration: Easily integrate FraudSentinel with your existing payment systems for uninterrupted protection.

    • Learn More About FraudSentinel


    Premium Offering

    TermFac

    In the case where a lower than threshold score occurs whilst the customer is still somewhat credible, these would aim to reduce risk as repayments are expected to be completed before any default occurs

    RateFac

    In the case that a lower than threshold score occurs whilst the customer is still somewhat credible, these aim to reduce the risk the organisation takes on


    AmoFac

    In the case where the customer ratings are good but have lower financial affordability, these aim to reduce risks of defaulting


    Scetru IoT Hub

    Connected assets. Clearer visibility. Better control.

    Scetru IoT Hub connects your vehicles and generators to the information you need to manage them effectively. Through IoT devices, sensors and centralised dashboards, our solutions help you understand where assets are, how they are being used and when something needs attention.

    Explore our products below.

    Fleet Management

    Know where your vehicles are—and how they are being used.

    Scetru IoT Hub Fleet Management gives businesses visibility across their vehicles, helping teams coordinate operations, monitor fuel usage and strengthen driver accountability.

    Whether you manage a small fleet or vehicles across multiple locations, bring essential fleet information together in one place.

    Key Features:

  • Live vehicle tracking: View vehicle locations from a central dashboard.
  • Geofencing and route compliance: Define approved operating areas and receive alerts for departures from configured routes or boundaries.
  • Fuel monitoring: With compatible fuel sensors, monitor fuel levels, refuelling events and consumption trends to identify possible losses or wastage.
  • Driver behaviour: Review speeding and rapid acceleration to support safer driving.
  • After-hours activity: Identify vehicle use outside defined working hours.
  • Fleet oversight: Review vehicle activity, fuel information and maintenance schedules to support operational planning.


    • Explore Fleet Management | Request a Demo


    Generator Monitoring

    Understand your fuel usage. Keep track of your generators.

    Scetru IoT Hub Generator Monitoring helps businesses oversee diesel usage, generator activity and asset location across their sites.

    Replace fragmented manual records with a central view that helps your team investigate fuel discrepancies and respond to unusual activity.

    Key Features:

  • Fuel levels: View the diesel remaining in each monitored tank.
  • Refuelling records: Record when fuel is added and estimate the quantity delivered.
  • Consumption trends: Review estimated daily, weekly and monthly usage and identify unusual spikes.
  • Fuel-loss alerts: Flag abnormal fuel drops that may indicate siphoning, leakage or other unexplained losses.
  • Running status: See whether a generator is running or stopped and review its operating history.
  • Location and geofencing: For GPS-equipped generators, monitor location and receive alerts when an asset leaves its designated area.
  • Multiple-site visibility: Monitor generators across different locations from one dashboard.

    • Explore Generator Monitoring | Discuss a Pilot


    Choose the monitoring solution that fits your operations. Contact Scetru to discuss your assets, sites and business requirements.