Empowering Financial Institutions with Data-Driven Solutions

Our Products

Scetru's intelligent decision platform revolutionizes smart loans and credit management for financial institutions. Our solutions enhance financial decision-making, accelerate processing times, and empower users to save money, increase profits, and make secure, timely investments.

Current Offering

Lens

Revolutionize Loan Recommendations

Lens is an AI-powered solution designed to provide personalized loan offers to customers. It analyses customer-specific attributes to deliver tailored recommendations

Key Features:

  • AI-driven loan recommendations.
  • Faster loan approval processes.
  • Seamless integration with existing systems.




  • Proactive Lens

    Engage Customers with Personalized Loan Offers

    Proactive Lens is the ultimate tool for targeted marketing. It helps financial instituons create data-driven, personalized loan campaigns to engage customers, improve conversions, and boost customer retention.

    Key Features:

  • AI-powered customer segmentation.
  • Targeted loan offer campaigns.
  • Campaign performance analytics.


  • Lens Insights API

    Unlock Aggregate Customer Insights

    The Lens Insights API provides financial institutions with aggregated customer data using BVNbased analysis. This holistic credit report-like tool enables better financial decision-making and deeper customer understanding.

    Key Features:

  • BVN-powered aggregated data analysis.
  • Real-me insights for credit risk and customer profiling.
  • Seamless API integration for real-time access.
  • Premium Offering

    TermFac

    In the case where a lower than threshold score occurs whilst the customer is still somewhat credible, these would aim to reduce risk as repayments are expected to be completed before any default occurs

    RateFac

    In the case that a lower than threshold score occurs whilst the customer is still somewhat credible, these aim to reduce the risk the organisation takes on


    AmoFac

    In the case where the customer ratings are good but have lower financial affordability, these aim to reduce risks of defaulting